Imagine walking into your home to find a burst pipe or a leaking ceiling. Your first priority is to stop the source.
Shut off the water: Locate your main shut-off valve immediately.
Document everything: Before you start cleaning, take detailed photos and videos of the standing water, damaged drywall, and the source of the leak.
Call your insurance agent or your carrier’s 24-hour claims line. Have your policy number, address, and a detailed description of the loss ready.
Keep your Claim Number in a dedicated folder. You will need this for every conversation with your adjuster and your remodeling professional.
Insurance policies require you to take “reasonable measures” to prevent more loss.
For Roof Leaks: Tarp the area to prevent mold or structural rot.
For Flooding: Extract standing water or call a mitigation company.
For Broken Windows: If a storm shattered your glass, board up the opening. For high-quality, permanent solutions, our sister company Restoration Window Co. specializes in installing replacement windows that meet modern safety and efficiency standards.
Get bids from three reputable Victoria contractors. Your insurance adjuster will either provide their own estimate or review your contractor’s bid.
Handling Discrepancies: If your contractor’s bid is higher than the insurance estimate due to material costs or local labor rates, your contractor can file a “supplement.”
The Paper Trail: Always communicate via email to ensure there is a record of all approvals and supplemental payments.
Once your adjuster approves the scope of work, Byar’s Construction can get to work making your home “whole” again. From structural repairs to the final coat of paint, we handle the details so you can focus on getting your life back in order.
Contact Byar’s Construction today if you need an expert estimate for your insurance-related home repairs!
Carl Byars
“Let us be your trusted partner for your home’s ideal remodel, focusing on details for an excellent experience.”
